Insurance Solutions

You may think that robbery or embezzlement are the most common crimes that could come your way, but unfortunately there are many more. You may also think that other forms of coverage you currently carry, like business property insurance, will fully safeguard your business income from crime-related losses. That’s simply not the case. Farmers Business […]

This type of business office insurance will provide protection to the business property or building from known risks.  If you work from home then you will need to have home office insurance as your home contents insurance may not cover things like your Mac or PC, printers, laptops, work mobile etc. And if you hold meetings […]

What Is a Commercial General Liability Insurance Coverage and Property Package Policy (BOP)? If you operate a small- to medium-sized, low-risk business, you may be eligible for commercial liability insurance coverage through an affordable property and general liability package policy called a Business Owner’s Policy, or BOP. A BOP insurance package for small businesses is […]

Different professions carry different risks so it’s always smart to protect yourself, your business and your assets with appropriate business insurance. We help businesses in Utah with their commercial insurance needs to protect against legal, loss, and people issues. Commercial Auto Insurance – Covers certain legal liability resulting from bodily injury or property damage caused […]

This type of directors and officers insurance protects management of a corporation against damages from claims resulting from negligent or wrongful acts in the course of their duties. This coverage also covers the corporation (and even the officers and directors in some cases) for expenses incurred in defending lawsuits arising from alleged wrongful acts of […]

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This type employment practices liability insurance covers the legal costs to defend claims involving sexual harassment, wrongful termination and discrimination including legal liability for such acts. Most policies provide limits ranging from as low as $25,000 per claim up to $1 million. Policies may cover employees as additional insureds. Why do I need this insurance? […]

This type of errors and omissions insurance provides coverage for mistakes made by professions such as lawyers, architects, engineers, or for mistakes made in a service business, such as insurance, real estate, and others. Why do I need Errors and Omissions Insurance? As a business professional, an error or mistake could be made in providing […]

This type flood protection insurance provides coverage against damage done by the rising or overflowing of bodies of water. Our insurance agents in Utah can provide you with additional information. Why do I need Flood Protection Insurance? Flash floods are the number 1 weather related killer in the U.S. they can roll boulders, tear out […]

To learn more, simply click on one of these certifications, or select the designation and your state from the “Designations/Certifications” section of the search box below. AAI, Accredited Adviser in Insurance The AAI designation program, which is specifically for agency personnel, was originally created through the combined efforts of the IIA and the IIABA. The […]

Having the right janitorial insurance coverage for your janitorial services business is a must. Not only to protect your janitorial business, but also to protect you as a small business owner in general. Even as a professional at what you do, there are times when something goes wrong and those situations may never actually be […]

 Having the proper lawn care insurance coverage for your lawn care services business is a must. Not only to protect your lawn care or landscaping business, but to also help protect you from the unfortunate as a small business owner in general. Even as a professional at lawn care or landscaping, no matter how many […]

Healthcare Liability Adult day care centers Alcohol/drug rehab centers Allied/Medical Training School Ambulance services Anti-aging/Medi spas Athletic/fitness trainers Blood/Tissue Bank Case managers Chiropractic services Clinical Trials/Research Counseling services Dental clinics/Labs Diagnostic Imaging (X-Ray, MRI, CAT Scan, Ultrasound) Dialysis Center Drug/alcohol testing facilities Healthcare staffing agencies Home health agencies Home Healthcare Hospice care services Imaging Rehabilitation […]

There are many unique types of businesses in Utah that require the security of a bond to operate legally. The purpose of surety bonds is to protect both the company, who acts as the principal, and its customers, who are the obligees. When a principal and an obligee enter into a contract a surety is […]

These companies are rated A- or better by A.M. Best Company, a full-service credit rating organization with more than 100 years’ experience that is devoted to issuing in-depth reports and financial strength ratings about insurance organizations. This rating is an indication of an insurer’s ability to meet its insurance obligations. So the companies are industry […]

This type of umbrella policy insurance supplements your existing General Liability and Business Property and Commercial Auto policies to cover certain catastrophic liability claims. This means that if losses exceed the limits of your general liability coverage under your General Liability and Business Property or Commercial Auto policies, an Umbrella policy may cover the remainder, […]

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